Home security systems are the best way to feel protected. They not just save you from theft and robberies, but also prevent incidents like fire and water damages. Insurance premiums try to rise once your house gets robbed or hit by an incident.
A burglary occurs almost every day in the UK. Properties that do not have a home security system are more likely to get burglarized than properties that have a home security system installed. Home security systems add protection to your properties ensuring you a safe and calm environment. These systems are likely to reduce your expenses and save you from a big disaster.
A home security system with real-time monitoring can help trace out any unusual activity around your house and report in time. This could add an extra layer of safety and protect your family from the stress of catastrophic events.
But the question here is, do home security systems affect home insurance?
Well, that simple answer to that is yes!
Home security systems do not just protect your homes from burglaries, home invasions, and or fires. They also save you on your home insurance. Most companies offer as much as a 20% discount on a comprehensive home security system. To get more into details. Let’s find out how does a home security system benefit you and your insurance plan!
Enhances Home Safety
Adding a home security system ensures more safety and lowers the risks of theft. Adding just a set of security cameras around your property could help you get a discount on your insurance rates. Insurers are more willing to offer you discounts of 5 to 10% if you have a security system at home. Remember the more you spend on home safety. The lesser your home insurance will be.
Must Read: Using House Alarm Systems to Improve
Save up to 20% on Premiums
Your insurance premium can drop as much as 20% if you have a comprehensive security system installed at your home. An alarm monitoring system is an effective device to alert you for any intrusion and act in time. By adding this simple device, you can make insurers feel more confident regarding your home security. Not just that, if you have fire alarms, smoke detectors, and even water safety systems installed. That's going to save you as much as 20% on your insurance premium.
However, if your safety alarm is not working. Search for Intruder Alarm Maintenance services near you and get it fixed before the next visit to your insurer.
Avoid Risk of Cost Hikes
In case of a burglary or theft, your insurer might impose a cost hike on your home insurance. To avoid that, try investing more and improve your home security system. Adding security cameras, door and window sensors, motion detectors, smoke, and fire alarms, you can effectively avoid the risk of price hikes.
Reduce Theft Claim Allowance
A security system helps create a safer neighborhood. A safe neighborhood means that fewer thefts happen in that area and fewer claims will be filed against thefts and burglaries. Thus, having safe security can help you and your neighborhood reduce theft claims.
In conclusion, having a security system installed at home can help reduce your insurance claims.
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